If you are interested in purchasing a property in Ocean Isle Beach, Sunset Beach, Holden Beach or the adjacent areas it is most important that your interests are represented fully by using a Buyer's Agent to represent you. This is at no cost to you as sales fees are paid by the seller.
If you are considering a community with an on-site sales force be aware that those agents work for the seller/developer and are not looking out for your interest or concerns. You can still be represented by a Buyer's Agent to assist you in your due diligence and advise you on any important facts that need to be disclosed and your agent will be compensated by the Seller.
Our market is very unique in that most of our clients come from outside the area and are not as familiar with the local communities and neighborhoods. Through this site you will have access to thousands of properties to explore and I will be available to email you information and photos of all properties that you might be interested in and use my area knowledge and expertise to assist you in obtaining all the detailed information you require.
I am also a REALTOR and a member of the National Association of REALTORS, the North Carolina Association of REALTORS and the Brunswick County Association of REALTORS and as such subscribe to a high standard of ethics.
Why Use a REALTOR® When Buying a Home?
Not all real estate licensees are the same; only those who are members of the NATIONAL ASSOCIATION OF REALTORS® are properly called REALTORS®. They proudly display the REALTOR " ®" trademark on their business cards and other marketing and sales literature.
REALTORS® are committed to treat all parties to a transaction honestly. REALTORS® subscribe to a strict Code of Ethics and are expected to maintain a higher level of knowledge of the process of buying and selling real estate. An independent survey reported that 84% of home buyers would use the same REALTOR® again.
Real estate transactions involve one of the biggest financial investments of most people’s lifetime. Transactions today usually exceed $250,000. If you had a $250,000 income tax problem, would you attempt to deal with it without the help of a certified professional accountant? If you had a $250,000 legal question, would you deal with it without the help of an attorney? Considering the small upside cost and the large downside risk, it would be wise to work with a professional REALTOR® when you are buying a home.
If you're still not convinced of the value of a REALTOR®, here are more reasons to use one:
- Your REALTOR® can help you determine your buying power - that is, your financial reserves plus your borrowing capacity. If you give a REALTOR® some basic information about your available savings, income and current debt, he or she can refer you to lenders best qualified to help you. Most lenders - banks and mortgage companies - offer limited choices.
- Your REALTOR® has many resources to assist you in your home search. Sometimes the property you are seeking is available but not actively advertised in the market, and it will take some investigation by your agent to find all available properties.
- Your REALTOR® can assist you in the selection process by providing objective information about each property. Agents who are REALTORS® have access to a variety of informational resources. REALTORS® can provide local community information on utilities, zoning, schools, etc. There are two things you'll want to know: First, will the property provide the environment I want for a home or investment? Second, will the property have resale value when I am ready to sell?
- Your REALTOR® can help you with negotiations and inspections. There are many negotiating factors, including but not limited to price, financing, terms, date of possession and often the inclusion or exclusion of repairs and furnishings or appliances. The purchase agreement should allow time for you to complete appropriate inspections and investigations of the property before you are bound to complete the purchase. Your agent can advise you as to which investigations and inspections are recommended or required.
- Your REALTOR® provides due diligence during the property evaluation. Depending on the area and property, this could include inspections for termites, dry rot, asbestos, faulty structure, roof condition, septic tank and well tests, just to name a few. Your REALTOR® can assist you in finding qualified responsible professionals to do most of these investigations and provide you with written reports.
You will also want to see a preliminary report on the property title. Title indicates ownership of property and can be mired in confusing status of past owners or rights of access. The title to most properties will have some limitations; for example, easements (access rights) for utilities. Your REALTOR®, title search company or attorney can help you resolve issues that might cause problems at a later date.
- Your REALTOR® can help you understand different financing options and identify qualified lenders.
- Your REALTOR® can guide you through the closing process and make sure everything flows together smoothly.